Settle with carriers in minutes, not 3-5 business days.
Cut payment fees by 70% with USDC-powered logistics payments
While you wait 3-5 business days for wire transfers to clear, your bills don't wait. Fuel costs, maintenance, insurance—all demand immediate payment.
HontzaPay settles via USDC blockchain in 2-5 minutes with 0.60% fees. No more cash flow squeeze. No more delays. Just instant, verified payments that keep your business moving.
✓ Built for logistics professionals • Powered by Circle & Coinbase
Compare your costs with traditional processors and bank transfers
2.9% + $0.30/transaction
PayPal, Stripe, Square
1.5% + $25 wire fee
ACH, Wire transfers
0.85% with $5 minimum
USDC blockchain payments
Your Estimated Annual Savings:
compared to traditional processors
Three simple steps to faster, cheaper freight payments
Verify your business once. Connect your USDC wallet. Get approved in under 24 hours.
Upload invoices or connect via API. Our system automatically validates against contracts and flags discrepancies.
Send payment in one click. Carrier receives USDC in minutes. Both parties get immutable transaction proof.
Everything you need to streamline freight payments
Final settlement in 2-5 minutes
Average settlement: 3 minutes vs 3-5 business days industry average
One simple fee. No hidden charges, no monthly minimums
See exactly what you'll pay before every transaction
Smart contract validation prevents overpayments and errors
Catch discrepancies before payment is sent
Fast payments make you a preferred shipper with carriers
Build loyalty through reliable, instant settlements
RESTful APIs for integration with TMS, ERP, accounting systems
Comprehensive documentation and developer support
Same speed and fees for domestic and international payments
No currency conversion fees or delays
No setup fees, no monthly minimums
per transaction
Perfect for businesses processing up to $100k/month
per transaction
For businesses processing $100k+ monthly volume
No setup fees • No monthly minimums • No surprise charges
See why logistics companies are switching to HontzaPay
| Feature | PayCargo | Wire Transfer | HontzaPay |
|---|---|---|---|
| Settlement Time | 1-2 business days | 3-5 business days | 2-5 minutes |
| Transaction Fee | 2.5% - 3.5% | $25-50 per wire | 0.60% - 0.85% |
| Monthly Fees | $50-200/month | Account fees vary | $0 |
| Setup Fee | $500+ | N/A | $0 |
| Weekend/Holiday Payments | No (business days only) | No | Yes, 24/7/365 |
| International Payments | Additional fees | $30-75 + FX spread | Same rate globally |
| Carrier Onboarding | Days to weeks | N/A | Under 24 hours |
| Payment Proof | Email confirmation | Wire confirmation (delayed) | Blockchain-verified, instant |
Switching is simple. Keep your existing workflows—just pay faster and cheaper.
Calculate Your SavingsBank-grade protection for every transaction
Powered by USDC, a regulated stablecoin pegged 1:1 to USD. HontzaPay is KYC/AML compliant and operates as a licensed money transmitter. Your funds are secure, and every transaction is verifiable on the blockchain.